The Second Hand Goods Market

Every time we clean up our house, which is quite frequent I must say, there is a bunch of stuff that we want to throw or give away. Being rational beings, each time we look to maximize the returns we get out of whatever we don’t need, and hence go around looking for people who will buy them. The problem here, though, is that the second hand market doesn’t really exist, and even if it does it’s so illiquid that it’s not worth the effort to locate them and sell our goods there.

For example, for a long time we’ve been wanting to get rid of our dining table. The question is how do we dispose of it in order to maximize returns. I don’t know of any shops that buy used furniture, and there are search costs involved there. And then there is the cost of actually transporting the dining table (you realize it can’t be done by my car, right?) to the location of sale. And then haggling over the price. Given that it’s not made of particularly good wood (we know where to sell stuff made out of “good wood”) I don’t even know if what get by selling even covers the cost of selling it!

Worse, we got a bunch of new electric appliances (microwave, mixie, gas stove) as wedding gifts. The “normal” way of getting rid of old mixies or gas stoves is to give it “in exchange” so that we get a small discount for the new appliance we’re buying. When we get appliances as a gift, though, this avenue is lost. The old mixie and stove (and a couple of ancient table fans) decorated our attics and bred rats until we sold all of them for a grand total of five hundred rupees while buying a new saucepan! (I’d located that store and carried the stuff there with such great difficulty that I was willing to sell at any price).

Now there’s this ancient vacuum cleaner and old RO water filter out for disposal (the latter was disposed due to exorbitant maintenance costs). There’s a good chance that we’ll dispose of them by just dumping them on the road somewhere. Seriously. The selling costs are way too high. I know that in New York there’s this whole “industry”, where people leave old furniture and appliances on the roads in the middle of the night, and some other people take them away and salvage whatever profit they can get.

I thought of a business plan that gets unnecessary appliances and furniture from people (for a nominal fee; and by paying transport costs) and then sells it on to people who are actually willing to buy these things. The problem is that a lot of people actually dispose stuff as part of “exchange offers” so I don’t know how much volume this new business can get. But if someone manages to pull it off, I promise to donate all my useless stuff to them. Else, you’ll soon start finding unnecessary furniture and appliances scattered along KR Road in Bangalore.

Betting as a hedge

Today’s Business Standard reports that ESPNStar and their advertisers stand to lose significantly following India’s early exit from the T20 World Cup. However, the situation now is significantly better off than in the 2007 World Cup where India didn’t even enter the super8. Back then, India had played a grand total of 3 matches out of a maximum possible 11 before they got knocked out. And thanks to India’s exit, interest in the rest of the tournament had also waned, leading to significant losses for SETMax, etc.

The situation this time round is significantly better than the last time – since India has gone out only after the second stage. Given that after today’s games the only games are the semis and the finals, I don’t expect the channel and the advertisers to lose as much.

Nevertheless, my mind goes back to a post that I had written back when India went out of the 2007 World Cup following its loss to Bangladesh. I had suggested the following as an “immoral solution”.

It is clear that Ireland is in the super eight, so nothing can be done about that. However, there is still a ray of hope in group B (india?s group). I know it is illegal, but wouldn?t it make sense for a consortium of say SET, Tata SKY, LG and maybe tourism departments of West Indian governments to offer money to Bangladesh and ask them to lose to Bermuda? ?you have done a fantastic job so far in the world cup. You?ve beaten India. Must be a very proud moment for your country. Can you please take this money now and leave, so that the rest of the world cup can go on? We would be better off without you!?

However, the chance to implement the immoral solution is past us this time around. So let me come to the “one legal solution” that I’d suggested:

By buying broadcast rights for a major tournament such as a world cup, you are unwittingly betting on the results of a few matches. Betting that the country where you’ll broadcast will do well. Betting that there aren’t too many major upsets. Betting that results will follow a certain pattern. You know you can’t affect the results, so the next best thing is to hedge!

Go to Ladbrokes, and take the opposite position. Bet, and bet well so as to limit your losses in case some results don’t go according to plan. Maybe you’re not very good at betting, and after all it?s not your core competence. Not to worry. I’m sure some good investment banker would come up with a product with returns linked to the results of a few matches. He will provide you a product with which all the implicit bets you’ve taken will be hedged. And he will go to Ladbrokes and hedge his position by taking positions there. And charge you a small premium for it. Beautiful, isn’t it?

Betting on sport is not a purely speculative activity. Of course there are a lot of people who speculate on sports, but these people also speculate by buying and selling stocks and bonds. Betting can also be an extremely useful hedging tool. If only it were to be made legal in India, I’m sure a lot of our corporates will end up being better off. And typically taxes on betting are high, and so the government will also have its share.

Can someone please convince the people in the finance ministry, or whatever is the concerned ministry, about this, and to legalize betting? I’m sure there is significant value to be unlocked.