Pertinent Observations

Archive for the 'business' Category

30 Mar

Fundraising

The growth of a new company usually consists of one short period of high growth preceded and followed by rather long periods of steady growth. Sometimes there might be more than one period of high growth, but for most companies, it is that one period when there is a point of inflexion and growth goes [...]

05 Mar

Nokia Lumia: Phone or Camera?

If you look at all the Nokia Lumia 920 advertisements you might be forgiven for thinking that it’s a camera and not a phone. Ads talk about “optical image stabilization”, low light imaging and stuff that might make sense to a geeky photographer but not to someone who wants a nice phone with such apps. [...]

27 Feb

Air India

There’s something quaint about traveling air India as I just did on my way to Mumbai. The aircraft are old of course and you can see some parts of the seats are broken. Apart from that though it was a rather pleasant flight. The food was great as usual. Fluffy and creamy omelettes served with [...]

20 Feb

Home Equity

I’m looking to purchase a house. However, the amount of cash I have with me will not suffice to completely fund the house. Given that I’m confident of earning that difference amount in the future means that some bank will give me a mortgage, and I will thus finance my house with debt. Question is [...]

06 Feb

Levers and Pulleys

I’m writing this based on my insights as a management consultant. Apologies in advance if I end up on a global or gyaan-spouting trip One of the most common ways of ending up in corporate paralysis is to split up a particular target into constituent “levers” and hand over the management of each of these [...]

30 Jan

Khamir Rouge

I spent most of the last weekend at a workshop organized by this not-for-profit called Khamir somewhere near Bhuj in Kutch. It was a rather small-scale festival they had organized called the Desert Art and Music Festival (though the fees were anything but small scale, setting each participant back by seven and a half kilorupees). [...]

11 Jan

The Trouble with Management Consulting

While I was pumping iron (I know, I know!!) at the gym on Wednesday evening, I got a call from a client seeking to confirm our meeting yesterday afternoon. “Why don’t you put together a presentation with all the insights you’ve gathered so far?”, he suggested, adding that he was planning to call a few [...]

04 Jan

CEO Presentations and Rocky Movies

As part of my consulting assignment, yesterday I had to make a presentation to the CEO of my client. The process of preparing the presentation reminded me of Rocky (or any other Martial Arts movie). In these movies, before the protagonist can challenge the antagonist, he has to go through a series of underlings. Only [...]

29 Sep

Farmers as businessmen

My association with the Takshashila Institution took me on a field trip today to trace the story of the not-so-humble potato. The journey actually started last night, as we checked out potato prices at retail stores near our respective homes. And we continued the journey this morning, in reverse order as we went first to [...]

22 Sep

Liquidity

In economic theory, outside of capital markets, “liquidity” is a topic that isn’t spoken about as much as it should. While I’m no academician to set this right in theoretical circles, I’ll make an attempt to help my readers what the fuss is all about. Well past midnight, when you exit a mall after having [...]

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